4、Loan Notify

4.1、Loan Notify interface

Type:POST

Description: This API is used to notify the transfer result, including merchant information, order details, payee information, and other parameters.

Body-parameters:

Parameter	Type	Description
amount	Integer	The total payment amount in cents.
code	String	The payment status code (e.g., success).
accountName	String	The name of the account holder.
mchOrderNo	String	The unique merchant order number.
sign	String	The signature for validation.
bankName	String	The bank code or name.
reqTime	Long	The timestamp of the request.
transferId	String	The unique transfer ID.
createdAt	Long	The timestamp when the order was created.
accountNo	String	The account number associated with the payment.
successTime	Long	The timestamp when the payment was successful.
state	Integer	The payment state (Payment Status:0 - Order Generated 1 - Payment in Progress 2 - Payment Successful 3 - Payment Failed 4 - Cancelled 5 - Refunded 6 - Order Closed).

Request-example:

{
    "amount": 65000,
    "code": "success",
    "accountName": "test",
    "mchOrderNo": "O1579T1737618468435",
    "sign": "D51B6BA7EC2A60E98C7252FA7E57B9F6",
    "bankName": "003",
    "reqTime": 1737623400406,
    "transferId": "T1882334406440656897",
    "createdAt": 1737618469235,
    "accountNo": "7542123898",
    "successTime": 1737622800000,
    "state": 2
}

4.2、Successfully received the response.

Description: Successfully accepted, please return SUCCESS.

•sign:

•type: String

•describe: A signature of the data used to verify the authenticity and integrity of the response. The receiver needs to perform signature verification on the returned data based on the same signature algorithm.